Summer Days are Over

Summer days are over and you find Halloween stuff in the stores already.  Turn around and Christmas will soon fill the stores.  Get yourself prepared for Christmas this year.  It is more important than ever to prepare for Christmas this year.  You cannot put those expenses on your credit card and worry about it in January.  Now is the time to make a list.  Who do you need to purchase gifts for?  What value are you going to put on that gift?
Talk with friends and family about paring down gift lists.  Maybe draw names in the family instead of purchasing for each individual.  Get friends together to donate to a family in need instead of exchanging another nondescript gift.  See who can purchase the silliest gift for under $10.  You will be surprised at how well received and appreciated a scaled down Christmas is received by the other adult members of your circle.
Let the children in your family know that Christmas will be scaled down this year too.  You need to take that Christmas list with its cost and stick to it.  With heating bills expected to rise by 40% this winter and gas and food costs steadily increasing you have to be diligent.  You cannot bury your head in the sand and hope it will get better later.  You need to be proactive.
Now is the time to make non-monetary Christmas traditions.  Do not make it about how many presents are under the trees.  Make it about decorating the Christmas cookies or tree.  Make it about attending Christmas church services.  Make it about donating family time or Christmas caroling.  You, as a family decide.

Summer days are over and you find Halloween stuff in the stores already.  Turn around and Christmas will soon fill the stores.  Get yourself prepared for Christmas this year.  It is more important than ever to prepare for Christmas this year.  You cannot put those expenses on your credit card and worry about it in January.  Now is the time to make a list.  Who do you need to purchase gifts for?  What value are you going to put on that gift?

Talk with friends and family about paring down gift lists.  Maybe draw names in the family instead of purchasing for each individual.  Get friends together to donate to a family in need instead of exchanging another nondescript gift.  See who can purchase the silliest gift for under $10.  You will be surprised at how well received and appreciated a scaled down Christmas is received by the other adult members of your circle.

Let the children in your family know that Christmas will be scaled down this year too.  You need to take that Christmas list with its cost and stick to it.  With heating bills expected to rise by 40% this winter and gas and food costs steadily increasing you have to be diligent.  You cannot bury your head in the sand and hope it will get better later.  You need to be proactive.

Now is the time to make non-monetary Christmas traditions.  Do not make it about how many presents are under the trees.  Make it about decorating the Christmas cookies or tree.  Make it about attending Christmas church services.  Make it about donating family time or Christmas caroling.  You, as a family decide.

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